Citi 2/65 Tracker

What is Citi 2/65?

Citi 2/65 is Citibank's velocity rule: you can only be approved for a maximum of 2 personal credit cards within any 65-day period. This is a hard rule—if you've been approved for 2 Citi personal cards in the past 65 days, your third application will be automatically denied.

Citi also has a 1/8 rule: you can only get approved for 1 Citi personal card every 8 days. This means even if you're under 2/65, you still need to wait 8 days between applications.

These rules apply to popular Citi cards like the Citi Premier, Citi Custom Cash, and Citi Double Cash. Business cards have different rules, but most churners focus on personal cards for their flexibility and bonuses.

Why Use Our Citi 2/65 Tracker?

Automatic Calculation

We automatically calculate your 2/65 and 1/8 status based on your Citi card approvals. No manual counting needed.

Eligibility Date

See exactly when your next Citi application will be eligible. Plan your applications strategically.

Both Rules

Track both 2/65 and 1/8 rules simultaneously. Know which rule is limiting you and when each resets.

All Velocity Rules

Monitor Chase 5/24, Amex 2/90, Capital One limits, and more—all in one dashboard. Complete velocity tracking.

How It Works

Sign Up Free

Create your account in seconds. No credit card required.

Add Your Citi Cards

Enter your Citi credit cards with approval dates. We'll automatically calculate your 2/65 and 1/8 status.

Track Your Status

See your current count, when cards fall out of the windows, and your eligibility date—all automatically updated.