Free Fee Tracker

Annual Fee Tracker

Track all your credit card annual fees in one place. Never pay unnecessary fees or forget to close cards before fees hit.

Why Track Annual Fees?

Annual fees can add up quickly. If you have 10 cards with $95 annual fees, that's $950 per year. Premium cards like the Amex Platinum ($695) or Chase Sapphire Reserve ($550) can cost even more.

The key to managing annual fees is knowing when they hit, which cards have waived first-year fees, and which cards are worth keeping. Some cards are worth the fee for the benefits. Others should be closed before the fee posts.

Our annual fee tracker shows you all your fees, when they're due, and your total annual cost—so you can make informed decisions about which cards to keep.

Why Use Our Annual Fee Tracker?

All Fees in One View

See every annual fee across all your cards. Know exactly how much you're paying each year.

Waived Fees Tracking

Track which cards have waived first-year fees. Know when fees will start hitting in year two.

Total Cost Visibility

See your total annual fee cost across all cards. Make informed decisions about which cards to keep.

Fee Dates

Know when annual fees post. Close cards before fees hit if they're not worth keeping.

How It Works

1

Add Your Cards

Enter each card with its annual fee amount and whether the first year is waived. We'll track everything automatically.

2

See Your Total Costs

Get a complete view of all annual fees. See your total annual cost and identify cards to close.

3

Make Smart Decisions

Know which cards are worth the fee and which to close. Never pay unnecessary fees again.