Amex 2/90 Tracker

What is Amex 2/90?

Amex 2/90 is American Express's velocity rule: you can only be approved for a maximum of 2 credit cards (not charge cards) within any 90-day period. This is a hard rule—if you've been approved for 2 Amex credit cards in the past 90 days, your third application will be automatically denied.

This rule applies to all Amex credit cards, including popular cards like the Amex Gold, Amex Platinum (if it's a credit version), and Amex Blue Cash cards. Charge cards like the Platinum and Gold charge cards don't count toward 2/90, but most churners focus on credit cards for their flexibility.

Amex also has other limits to be aware of: a maximum of 5 credit cards and 10 charge cards total. Our tracker monitors all of these rules automatically.

Why Use Our Amex 2/90 Tracker?

Automatic Calculation

We automatically calculate your 2/90 status based on your Amex credit card approvals. No manual counting needed.

Eligibility Date

See exactly when your next Amex credit card application will be eligible. Plan your applications strategically.

Card Limits

Track your 5 credit card limit and 10 charge card limit. Know when you need to close cards to open new ones.

All Velocity Rules

Monitor Chase 5/24, Citi rules, Capital One limits, and more—all in one dashboard. Complete velocity tracking.

How It Works

Sign Up Free

Create your account in seconds. No credit card required.

Add Your Amex Cards

Enter your Amex credit cards with approval dates. We'll automatically calculate your 2/90 status and card limits.

Track Your Status

See your current count, when cards fall out of the 90-day window, and your eligibility date—all automatically updated.